Plan Documents, Inc
From adoption agreements to Cash Balance + 401(k) combos, we deliver compliant, sign-ready documents with clear funding and administration notes.
We prepare pre-approved document packages, adoption agreements, restatements, and amendments for qualified retirement plans—so your plan stays compliant and ready for audit.
Pre-approved 401(k), Profit Sharing, and Cash Balance documents
Adoption agreements, SECURE/SECURE 2.0 amendments, restatements
QC checklist on every draft + sign-ready deliverables
Restatements, mergers, and terminations
Contact Us
3150 SW 38th Ave Suite 900 Miami, FL 33186
legalsupport@pensionnetwork.net
(305) 595-5500
Areas of Practice
401(k) & Profit Sharing Document Packages
We prepare pre-approved plan documents and adoption agreements with the exact options you need—eligibility, entry dates, vesting, Roth, safe harbor (basic/enhanced), automatic enrollment, long-term part-time eligibility, loans, and hardship. Deliverables include a signature-ready packet (plan document + adoption agreement), SPD/SPD wrap, board resolution, and a clean document index.
Cash Balance / Defined Benefit Documents
Adoption agreements and plan documents for stand-alone CB or integrated CB + 401(k) designs. We draft interest-crediting provisions (fixed or Treasury-linked), add a Funding & Investment Policy attachment if requested, and coordinate ERISA Title I language and PBGC coverage notes where applicable. Delivered sign-ready with a summary of key parameters.
SECURE & SECURE 2.0 Amendments
Required and discretionary amendments (e.g., long-term part-time, Roth catch-up, student-loan match, auto-enroll provisions, RMD/hardship updates). We align provisions with your recordkeeper settings and deliver a short “what changed” summary for sponsors and payroll.
“Compliance lives in the document. We make sure it’s right.”
— Plan Documents, Inc.
Get in Touch
Tell us what you need—new 401(k) or Profit Sharing document, Cash Balance/Combo package, SECURE/SECURE 2.0 amendment, restatement, merger/termination, or corrective amendment.
We’ll confirm scope, timeline, and deliverables within one business day.